Social Security Q&A: Shouldn’t I Take Spousal At 66 And Retirement At 70?


Today's question asks if it is in fact best to delay filing for retirement benefits till 70 after taking spousal benefits at full retirement age if a spouse had to file for retirement benefits early. The answer comments on this strategy and raises another possible strategy to maximize lifetime household benefits. Forbes - Personal Finance Read more [...]

Social Security Q&A: Can My Non-Citizen Spouse Receive Spousal Benefits if We Retire Abroad?


Today’s question asks if a non-citizen spouse can receive a spouse’s benefit if the couple moves out of the U.S. The answer reviews the complexity of such situations, including such factors as the country of citizenship and the specific of their time outside the U.S., and recommends a source for more information. Forbes - Personal Finance Read more [...]

Social Security Q&A: Will I Get My Spousal Benefit Instead of, or in Addition to, My Retirement Benefit?


Today’s question asks if, after taking an early reduced retirement benefit, the spouse’s benefit benefit is received in addition to, or instead of, the reduced retirement benefit. The answer explains how filing and suspending may allow one spouse to claim a spouse’s benefit while the other spouse continues to earn delayed retirement credits till 70 and also explores the possibility of withdrawing a claim, repaying benefits, and reapplying for a spouse’s benefit at full retirement age to avoid Read more [...]

Social Security Q&A: If I Collected Early, Should My Spouse Collect Spousal Benefits at 66?


Social Security may be your largest or one of your largest assets. How you manage it, by deciding which benefits to collect and when, can make an absolutely huge difference to your lifetime benefits. And those with the highest past covered earnings have the most to gain from maximizing their [...] Forbes - Personal Finance Read more [...]

Social Security Q&A: Can My Ex Claim Spousal Benefits on My Record to Delay Retirement Benefits till 70?


Social Security may be your largest or one of your largest assets. How you manage it, by deciding which benefits to collect and when, can make an absolutely huge difference to your lifetime benefits. And those with the highest past covered earnings have the most to gain from maximizing their [...] Forbes - Personal Finance Read more [...]

Social Security Q&A: My Spouse and I Have Similar Retirement Benefits — Should We both File and Suspend and Collect Spousal Benefits before Switching to Retirement Benefits at 70?


Social Security may be your largest or one of your largest assets. How you manage it, by deciding which benefits to collect and when, can make an absolutely huge difference to your lifetime benefits. And those with the highest past covered earnings have the most to gain from maximizing their [...] Forbes - Personal Finance Read more [...]

Social Security Q&A: Should My Lower Earning Spouse Claim Early Retirement Benefits and then Switch to Spousal Benefits at FRA?


Social Security may be your largest or one of your largest assets. How you manage it, by deciding which benefits to collect and when, can make an absolutely huge difference to your lifetime benefits. And those with the highest past covered earnings have the most to gain from maximizing their [...] Forbes - Personal Finance Read more [...]