Exponential Personal Loan Growth Threat To Credit Cards


Long before credit cards were invented, personal loans offered consumers relatively easy access to short term credit. A personal loan is an incredibly simple product. You borrow a fixed amount of money for a fixed period of time. It is easy to compare prices between different loans, because you are [...] Forbes - Personal Finance Read more [...]

Personal income rises more than expected in February (DIA, SPX, SPY, QQQ, TLT)


Personal income rose more than expected in February while spending rose less than expected and consumer prices rose as expected.   Expectations were for income to rise 0.3% while spending was expected to increase 0.2%.  In January, income rose 0.3% while spending declined 0.2%.  This report also included the latest reading on PCE, a measure of inflation, with "core" PCE — which strips out the more volatile cost of food and gas — expected to show prices rose 1.3% over last year Read more [...]

Lawsuit Claims Instacart ‘Personal Shoppers’ Should Be Classified as Employees


A new lawsuit alleges that Instacart, an on-demand grocery delivery service valued at $ 2 billion, misclassifies its workers as independent contractors to avoid paying expenses like overtime, reimbursements for gas and workers’ compensation. The class action complaint, which was filed on Jan. 9th but has not been previously reported, describes Instacart’s business practices as “unethical, oppressive and unscrupulous” and seeks damages for anyone who has worked as a “shopper Read more [...]

Consumer technology gets up close and personal


Advertising will become more tailored to the individual and less in your face as electronics find a home in our clothingThe internet has sparked two dotcom booms since October 1985 when Tim Berners Lee published the world’s first webpage.But researchers believe the next boom won’t necessarily be about revolutionary gadgets. It will be about changing the dynamics that have governed the global economy. Continue reading... Business | The Guardian Read more [...]

Scarlett Johansson Gets Personal in Marie Claire’s “20 Questions” for December 2014


She’s typically a pretty private person, but Scarlett Johansson is giving her fans insight into her daily life in the new issue of Marie Claire magazine. The “We Bought a Zoo” actress underwent the “20 Questions” treatment and it sounds like she’s actually quite normal, relatively speaking. When asked, “What is on your nightstand?” she replied, “Moisturizers, a glass of water, my phone, a La Leche League book, and a limited-edition collector's edition of Dolce & Gabbana The Read more [...]

A personal history in 190 objects: from Germany to the British Museum and back again


Paul Kobrak, series producer, Germany: memories of a nation, BBC Radio 4 To say that it was a life-changing moment would be to seriously over-egg it. But being made the second producer on a then unheard-of project in September 2009 gave my BBC career a much-needed shot in the arm. By then I’d already celebrated my 21st ‘radio’ birthday (I started working at the BBC in 1988) and I’d been making documentaries for more than 10 years. I was beginning to wonder where I could possibly Read more [...]

NFL Reaches out to Texas’ Charlie Strong for Advice on Personal Conduct Policy


After a string of bad publicity stemming from various off-field problems, the NFL is turning to Texas head football coach Charlie Strong for help. Strong has shown the ability to take player discipline seriously with his own team, which is why he met with NFL commissioner Roger Goodell and executive vice president Troy Vincent to discuss the issue, according to Eric Adelson of Yahoo Sports: League executives have been impressed with Strong's hard line on player conduct. He has ramped up drug Read more [...]