National Geographic and First Bankcard Launch New Visa® Card with Exclusive Discounts, Special Access and Member Benefits

WASHINGTON (April 16, 2015)—The National Geographic Society, one of the world’s largest nonprofit scientific and educational organizations, and First Bankcard, a division of First National Bank of Omaha and a leading issuer of credit cards, announce the launch of the new National Geographic Visa® Card. Cardholders earn exclusive savings on National Geographic products and experiences while supporting the Society’s global exploration, conservation, research and education programs with every Read more [...]

This Week In Credit Card News: Secret Credit Card Benefits, Thieves Target Elite Cards

Fraudsters Target Elite Credit Cards Twice as Often So-called elite credit cards have nearly twice the fraud rates as other types of regular plastic, according to Forter, which makes fraud prevention software for online retailers. Forter found people who commit credit card fraud tend to burn the midnight oil. Most fraud [...] Forbes - Personal Finance Read more [...]

Social Security Q&A: Does Length of Marriage Determine Multiple Exes’ Benefits?

Today's question asks if multiple exes can claim on one worker's record and whether the length of each of the marriages would determine each ex's benefit. The answer reviews eligibility of multiple exes based on a single record as well as whether an individual can claim based on more than one ex's record. Forbes - Personal Finance Read more [...]

Social Security Q&A: Will Court-Ordered Payments from My Ex Reduce My Benefits?

Today’s question asks if payments from an ex-spouse ordered by a court will reduce Social Security benefits. The answer reviews the effect of the court-ordered payments on retirement benefits based on the questioner's own record as well as on spousal and survivor benefits based on the ex's record. Forbes - Personal Finance Read more [...]

Social Security Q&A: Do I Have to Repay Benefits I’ve Received to Suspend Receipt at 66?

Today’s question asks if the Social Security office was correct when it said benefits must be repaid in order to suspend receipt at full retirement age so delayed retirement credits can be earned. The answer reviews the different requirements for suspending and for withdrawing, how benefits can be reduced and increased, and addresses whether it’s possible to voluntarily pay into Social Security Forbes - Personal Finance Read more [...]

Social Security Q&A: Can My Non-Citizen Spouse Receive Spousal Benefits if We Retire Abroad?

Today’s question asks if a non-citizen spouse can receive a spouse’s benefit if the couple moves out of the U.S. The answer reviews the complexity of such situations, including such factors as the country of citizenship and the specific of their time outside the U.S., and recommends a source for more information. Forbes - Personal Finance Read more [...]

Social Security Q&A: Are Benefits Means-Tested or Earnings-Tested and Does This Ever End?

Today’s question asks if Social Security benefits are means-tested and, if so, for how long. The answer explains the effects and duration of earnings test and as well as how the adjustment of the reduction factor will, at full retirement age, account for the fact that you didn't receive benefits that were wiped out due to the earnings test. Forbes - Personal Finance Read more [...]